Terms of Use

1. Introduction

Welcome to the website of D F & A SRL ("we," "us," "our," or "the Company"). These Terms of Use ("Terms") govern your access to and use of our website, including all content, features, functionality, and services offered through it.

D F & A SRL is a company registered in Italy with its registered office at Via Gian Battista Bazzoni, 12, 20123 Milano, Italy. Our coaching and personal development education programs serve participants throughout Canada.

By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use this website.

2. Website Usage Rules

You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of, restrict, or inhibit anyone else's use and enjoyment of the website. When using this website, you agree to the following:

• You will not use this website in any way that violates any applicable local, national, or international law or regulation.
• You will not use this website to transmit, distribute, or store material that is defamatory, obscene, threatening, abusive, or otherwise objectionable.
• You will not attempt to gain unauthorized access to any part of this website, its servers, or any systems connected to this website.
• You will not introduce viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful.
• You will not use any automated tools, bots, or scrapers to collect data from this website without our prior written consent.
• You will not reproduce, duplicate, copy, sell, resell, or otherwise exploit any part of this website for commercial purposes without our express written permission.
• You will provide accurate and truthful information when submitting any form or inquiry through this website.

3. Educational Content Limitations

All coaching programs, personal development courses, workshops, consultations, downloadable materials, worksheets, templates, learning resources, and any other content available on or through this website are provided solely for educational and informational purposes.

The content on this website:

• Does not constitute professional advice. This website does not provide financial, legal, medical, psychological, psychiatric, therapeutic, business, employment, or guaranteed career advice of any kind.
• Is general in nature. The educational materials and programs are designed for general personal development education and may not be suitable for every individual's specific circumstances, needs, or goals.
• Should not replace professional services. If you require professional financial, legal, medical, psychological, or career guidance, you should consult a qualified professional in the relevant field.
• Is subject to change. We reserve the right to modify, update, or remove any content on this website at any time without prior notice.

Invited specialists, experts in their subject areas, and educational contributors who participate in our programs do so exclusively in educational capacities. Their participation does not constitute a professional client relationship and does not represent licensed professional advice.

4. Intellectual Property Ownership

All content, materials, and intellectual property on this website are owned by or licensed to D F & A SRL, unless otherwise stated. This includes, but is not limited to:

• Website design, layout, and visual appearance
• Text, articles, descriptions, and written content
• Program curricula, worksheets, templates, and educational materials
• Logos, trademarks, service marks, and branding elements
• Graphics, images, icons, and multimedia content
• Software, code, and technical infrastructure

You may view and download content from this website for personal, non-commercial, educational use only, provided you do not modify or alter the content and you retain all copyright and proprietary notices. Any other use, including reproduction, distribution, modification, public display, or commercial exploitation, requires our prior written consent.

5. User Responsibilities

As a user of this website and as a potential or current participant in our programs, you acknowledge and agree to the following responsibilities:

• Personal responsibility: You are fully responsible for your own decisions, actions, learning process, personal development work, and use of any educational information obtained from this website or through our programs.
• Accurate information: You are responsible for providing accurate, current, and complete information when submitting inquiries, registrations, or any other form submissions through this website.
• Account security: If access credentials are provided for any program, you are responsible for maintaining the confidentiality of those credentials and for all activities that occur under your account.
• Compliance: You are responsible for complying with all applicable laws and regulations in your jurisdiction when using this website and participating in any programs.
• Proper use of materials: You are responsible for using educational materials, worksheets, templates, and other resources in a manner consistent with their intended educational purpose.

6. No Guarantee of Outcomes

D F & A SRL does not guarantee any specific outcomes from participation in our coaching education programs, courses, workshops, or from the use of any materials available on this website.

Specifically, we do not guarantee:

• Personal, professional, or career advancement or success
• Financial gains, business growth, or income improvement
• Employment, job placement, or career transition outcomes
• Health, wellness, relationship, or lifestyle improvements
• Specific skill levels or competency achievements
• Any particular results from applying the educational content in practice

Individual results vary based on many factors, including but not limited to the participant's personal effort, dedication, circumstances, existing skills, and external conditions. All testimonials, participant stories, or case studies presented on this website represent individual educational experiences and do not guarantee similar results for others.

Certificates of completion, where offered, confirm participation in an educational course only. They do not represent professional licensing, accreditation, or guaranteed qualification for any profession, role, or position.

7. Limitation of Liability

To the fullest extent permitted by applicable law, D F & A SRL, its directors, officers, employees, agents, contractors, specialists, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to:

• Your use of, or inability to use, this website or any of its content
• Your participation in, or inability to participate in, any program, course, or educational activity
• Any decisions made or actions taken based on the educational content provided on this website or through our programs
• Any errors, inaccuracies, or omissions in the content on this website
• Any unauthorized access to or use of our servers or any personal information stored therein
• Any interruption or cessation of service or transmission to or from this website
• Any bugs, viruses, or similar harmful elements transmitted through this website by third parties

This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other legal basis, even if D F & A SRL has been advised of the possibility of such damages.

In jurisdictions where the limitation or exclusion of liability for certain types of damages is not allowed, our liability shall be limited to the fullest extent permitted by applicable law.

8. Restrictions on Misuse of Website Materials

The following activities are expressly prohibited without the prior written consent of D F & A SRL:

• Reproducing, distributing, or publicly displaying any content from this website for commercial purposes
• Creating derivative works based on the content, materials, or programs available on this website
• Selling, licensing, sublicensing, or otherwise making available any content from this website to third parties
• Using the Company's name, logo, trademarks, or branding in any manner that could be misleading or imply endorsement
• Framing, embedding, or mirroring any part of this website on another website without authorization
• Removing, obscuring, or altering any copyright notices, trademarks, or other proprietary notices on this website
• Using content from this website to compete with D F & A SRL's products or services
• Misrepresenting your relationship with D F & A SRL or claiming any false affiliation with the Company

Any unauthorized use of this website's materials may result in legal action and will terminate any license or permission granted by these Terms.

9. Third-Party Links and Services

This website may contain links to third-party websites, services, or resources that are not owned or controlled by D F & A SRL. We are not responsible for the content, privacy practices, or terms of use of any third-party websites. The inclusion of any link does not imply endorsement, approval, or recommendation by D F & A SRL.

We encourage you to review the terms and privacy policies of any third-party websites you visit. You access third-party websites at your own risk.

10. Indemnification

You agree to indemnify, defend, and hold harmless D F & A SRL, its directors, officers, employees, agents, contractors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable legal fees) arising from your use of this website, your violation of these Terms, or your violation of any rights of a third party.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which describes how we collect, use, store, and protect your personal information. By using this website, you consent to the practices described in the Privacy Policy.

12. Cookies

This website uses cookies as described in our Cookie Policy. By continuing to use this website, you consent to the use of cookies in accordance with that policy.

13. Modifications to These Terms

D F & A SRL reserves the right to modify, update, or replace these Terms at any time at our sole discretion. The most current version of these Terms will always be available on this page, with the "Last updated" date reflecting the most recent revision.

Your continued use of this website following any changes to these Terms constitutes your acceptance of those changes. We encourage you to review these Terms periodically to stay informed of any updates.

14. Termination

We may terminate or suspend your access to this website immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

Upon termination, your right to use this website will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to intellectual property provisions, limitation of liability, indemnification, and the governing law section.

15. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

16. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and D F & A SRL regarding the use of this website, and supersede any prior agreements, communications, or understandings, whether written or oral, relating to the subject matter herein.

17. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Italian Republic, without regard to its conflict of law principles.

Any disputes arising out of or relating to these Terms, or your use of this website, shall be subject to the exclusive jurisdiction of the competent courts of Milan, Italy. By using this website, you consent to the jurisdiction and venue of such courts.

18. Contact Information

If you have any questions, concerns, or comments about these Terms of Use, please contact us: